If you review the significant self-development literature, you discover these five recurring steps to prosperity: Get in a positive mind set; develop guiding principles; recite affirmations; set goals; and produce daily outcomes. Money cannot take any of these steps for you. Witness the $7.5 million Ohio Lottery winner who bought a house and then burned it down in 1992. He testified in court that winning made his life a "living hell". He was convicted of aggravated arson and still has 11 more years of lottery payments to endure.