Unprepared winners make the mistake of crediting their jackpot for their future fortune before they win and then blaming their jackpot for their eventual misfortune after they win. They fail to realize soon enough that money is merely a tool of wealth, not wealth itself. The lesson is that you have to take care of the money; the money will not take care of you. If you have problems before you win, these will be magnified and intensified after you win the lottery -- not solved by it.